ThemePro CoreFin

Next Generation Banking Platform

ThemePro CoreFin is a banking platform, uniquely designed with a customer centric approach - rather than an account centric approach. This facilitates integrated working of the entire product / transaction processing through the customer information system. It has multiple delivery channel support to reach new customers & market segments. It also has an inbuilt financial accounting system that help keeping GL updated in real time.

With Themepro CoreFin, banks can avail 24x7 processing of large number of transactions with the highest levels of availability. It is built on a cloud computing architecture, enabling to have the application to be centrally hosted and accessed from anywhere through a browser. Its sophisticated security management system covers application security, role based access and user definition.

Themepro CoreFin – FEATURES
Product and Business Process Management

• User friendly and powerful Product Configurator offers the ability to create and manage Deposit, Loan and Advance products and accounts with incredible flexibility
• Easy user-definable parameter settings like interest rate structures, fees, commissions, etc.
•  It is easy to view accounts, security / collateral register and payment schedules which greatly assists the bank through all stages of a loan, from application and credit granting to payment processing, risk management and P/L analysis
• Combination of flexible interest and draw-down conditions ensures banks to offer customers with tailor-made credit facilities and superior customer service

Customer Information File

• Provides a comprehensive solution to leverage customer information through Enterprise Customer Master
• 360 degree view of customer profiles and information record to improve customer service levels and generate cross selling opportunities
• "Know Your Customer (KYC)" norms made easy

Transaction Process

• 24x7 Availability and can handle high volume transactions
• User-friendly, Browser based Interface with context sensitive Help
• Online Posting with Automated Exception Processing, online validations and controls through Pro Active Alerts and Messages
• Integrated Work Flow supporting Multi Level Approvals
• Remarkable Turn-around time at teller counters

Reporting Engine

• Standard Operational reports and Statutory Reports for Regulatory requirements
• Online Management Information including Segment level profitability reporting with Drill Down option for pro active Decision Making
• Reconciliation of reports across Modules, Channels and Segments

Security

• Single sign-on access to the application
• User access restricted to roles and responsibilities
• Encrypted SSL enabled communications
• Conformity with ISO 8583 standards

Technology

• Three Tier Browser Based front end Architecture
• Component Based Functional Architecture
• Ajax technology implemented for the Front end user layer
• Separate Security Gates / Layer with advanced Authentication for External and Internal Users
• Deployed on centralized architecture
• Scalable architecture and can handle huge volumes
• Themepro CoreFin Service Oriented Architecture (SOA) seamlessly allows integration with all other applications

Additional Features

• Integration with Themepro Door Step Banking
• In build Themepro switch to connect with POS / ATM’s
• Integration with Mobile Banking and Internet Banking using SOA Architecture